7 alternative solutions to bank borrowing In a step that precedes borrowing from banks, experts advise to search for other alternative solutions to borrowing from less expensive sources and to resort to them when needed in order to obtain cash liquidity to meet emergency situations. The decision to borrow can also be postponed for a … Read more
4 essential skills to win the savings money Saving is a difficult task for many people, especially those who have not been accustomed to it since childhood or those who are impulsive spenders or have bad financial habits such as waste, and often have no real intention to save. On the other hand, there are … Read more
5 things that hinder your financial progress when you don’t budget Most people hate the idea of budgeting or planning their spending. Why? Because they think they work hard every week, and they don’t want to live under any restrictions. Most people don’t understand the true concept of budgeting or what it achieves. In fact, … Read more
How do supermarkets convince you to buy involuntarily? There are many tricks that stores use to influence you in order to push you to buy more. When you enter a store, you are under great involuntary pressure to buy, and we often hear from some people that whenever I go to that store, I buy … Read more
7 signs that your expenses are more than your income No one likes to live waiting for next month’s paycheck, and even worse, spend more than they earn! When one finds himself in trouble by the end of the month, it is stressful and brings huge financial troubles. If any of these things happen to … Read more
Ways to save money effectively You’ve finally got a job that pays you regularly, so you don’t have to worry about this week’s sales or whether you’ll make enough money to cover your needs. What you must be wondering about now is the most effective way to save from your salary. Saving money should start … Read more
How to prepare a budget Are you ready to set up your budget? Start with the basics. This includes determining income, your bank balance, debts, and tracking expenses. Next, set your priorities and find the right budgeting system for your needs. The 50/30/20 budget rule might work for you. If you get stuck, try these … Read more
The Smartest ways to save money in 2022 Are you ready to start saving some of your hard-earned cash? Read on. Organize your finances De-cluttering and organizing money is among the best and smartest ways to save. By eliminating clutter, you open up more income streams. Check out your closet and your home and then … Read more
4 common excuses to justify spending money extravagantly. Being able to provide a rationale for something we know we shouldn’t be doing is one of the things humans are really good at, especially if we make excuses for our overspending. But no matter how good you are at finding a justification for maxing out your … Read more
How to restore balance to your financial life in 3 steps Financial challenges have become one of the main causes of worry, distress, and anxiety that afflict people today. Many months and years pass by, and they are surprised that they are in a vicious circle between earning and spending! Perhaps they think that the … Read more